They are SCAMMERS & FRAUDS
New York Life Insurance's two (2) main office building with GOLD
COLOR STEEPLED in Manhattan, NY are paid by the HARD WORKING BLUE
COLLAR, 1st generation immigrant KOREAN VICTIMS' BLOOD.
Every time someone walks into those buildings, they are walking into
15 years of KOREAN VICTIMS' BLOOD.
The New York Life Insurance company knew for over 15 years that their
agent, Suk Ku. Lim, was selling their life insurance deceitfully to
make huge amount of agent's commission, 16% of the face value at first
year of contract and gradually until account is closed, but because
Lim brought so much money from the "Handshake trusting cultured Korean
immigrant community", they let Lim continue to sell their Life
Insurance. They both intentionally committed fraud together directly
or indirectly for over 15 years.
They have had Lim's fraud and scam complaint histories in their
complaint department at the Tysons Corner, VA office over 15 years.
The other Korean American insurance agents, including those who work
in the VA complaint office, knew and heard the many shocking stories
about Lim selling NY Life Insurance fraudulently since Lim became New
York Life Insurance's agent. NY Life finally fired Lim in 08/10/2006
because of my suit against both of them under the RICO LAW.
December 2007, I lost my suit against both of them because of a
"matter of the law" not by facts. ALL I HAVE IS THE "PUBLIC" now. I
only have the "Public Power" to give them the "Public Humiliation =
Public Judgment" as their punishment. Moreover, losing their insurance
businesses and get possible CRIMINAL punishment?
There are so many fraudulent cases by the New York Life Insurance
Company with their agents in America. All of those Life Insurance
fraud cases can be seen on "GOOGLE", case after cases. Those victims
all won their cases but I lost my case because of the "fraud case's
Statute of Limitation in Virginia State" allows only 2 years. My case
was wrongly sued under the RICO law. The RICO law is not for insurance
matters but was still filed by Steven M. Garver, my previous lawyer
for him to make a $95,000 lawyer's fee just like Lim. "Steven M.
Garver is a SCAMMER too".
I am just an ordinary, hard working blue collar, single mother of 3
young children alone in America. How should I have known there are
laws such as the "Statute of Limitation" until someone has told me?
None of the lawyers told me about this issue in the past two years,
about 20 lawyers, until I met Steven M. Garver on year Apr. 18, 2005.
Just like OJ SIMSON's case, the New York Life Insurance got away from
their punishment, for selling life insurance deceitfully, by the
"Matter of the Law". But they will pay for what they have done to
those victims before they all die; this is what I have learned from
5000 years of Korean culture. Therefore, my fight against the New York
Life Insurance Company and their agent Suk Ku. Lim is nowhere near
finished until I hear they got DESTROYED COMPLETELY either by GOD or
by their own karma; you will pay for what you have done before you
die. Right?
It is in the BIBLE.
LIST OF VICTIMS IN KOREAN COMMUNITY AT ANNANDALE, VIRGINIA OVER 15
YEARS BY NEW YORK LIFE INSURANCE AND THEIR AGENT
If the New York Life Insurance Company did talk or reeducated or
retrained or punished their agent Suk Ku. Lim at the first time when
they discovered Lim was selling their life insurance fraudulently; all
of victims never would have lost their hard working money and got hurt
so bad emotionally. But because they both were being greedy voracious,
now both of them are named under the "JERKS' LIST" in the Korean
community and the internet world for generations to come.
1. 04/23/2003: Myself : Misrepresentation, Misleading, Unsuitable
Fraud case for
* Retirement plan Life Insurance and ROTH
IRA.
2. Year 2001: Hae Kyung & Sung Jin. Lee couple: Misrepresentation,
Misleading,
* Unsuitable and Piggy Back fraud case for life
insurance with security.
* Lim engaged in excessive trading of their account; Four(4) or
Five(5) times without
their knowledge.
* NY Life came to their house to check all of the Lees' Life
Insurance papers.
* Nothing happened after that because this CLEVER SWINDLER already
got all of
Lees 'signature for every paper to avoid illegal actions just
like Lim did to
me and so many other victims; most are non speaking English
Koreans.
* Lim called Lee and his wife after that and paid them only
$17,000. Lees lost
$53,000.00 cash.
3. Year 2002: Boung Kiel. Ham: Misrepresentation, Misleading,
Unsuitable Fraud case.
* He bought his Life Insurance in a similar way as my
case; Lim never explain
about neither the Policy nor the Prospectus, fees
and stock market issues,
more im****tantly, must keep this policy for 16 years
to get the benefit, losing
money or not by New York stock market.
* Boung Kiel. Ham gave up the fight and he left this
area because he lost his
small grocery market in Wa****ngton, DC.
4. Year 2003: Kelly Yun. Lee: Forging her signature and excessive
trading on her
account, Misleading and Misrepresented of her
Life Insurance type case:
NY Life paid her about $2,000.00. She told me
that she cannot fight
because of English, money and no knowledge of
what to do.
5. Year 2005: Jun Ho. Lee: Misleading, Misrepresent, Unsuitable facts
or cir***stances
and omitting facts case.
* NY Life paid about $7,000 so he lost about
$30,000.00 cash.
6. Many more other victims by NY Life Insurance Company and Suk Ku.
Lim since him
became New York Life Insurance agent over 15 years: Misleading,
Misrepresentation,
Unsuitable issues are the most Lim's fraud style which covered by
NY Life Insurance
Company.
- Since Lim sold NY Life Insurance only in the Korean community,
these 1st
generation unspoken English, blue-collar, Korean immigrants
lost their hard working
money to New York Life Insurance Company and their agent Lim,
who got
covered by the NY Life Insurance Company's Harvard law school
graduated
lawyers' group.
Of course, these victims still do not understand or do not
know if they bought
Life Insurance or Security or Annuity. Even more, most of these
victims still do not
understand what "Variable or Security or Annuity" means; they
only thought that
they bought the plain simple life insurance.
These victims already signed the 'be quiet, not to sue letter' from
NY Life and
received a fraction of their dues just like all the above
victims. Therefore, these
victims lost their right to fight.
Lim tricked the blue-collared Koreans who came from an old Korean
culture, who trusts each other by a simple handshake. Lim does not
treat people right or respectfully if they are not rich or do not have
a 4 year college degree. Lim always tries to flatter non-educated,
blue-class Koreans in his office to sell NY Life insurance as much as
possible to get a 16% face value of 'big agent' commission. He will do
anything to make money other than, perhaps, selling out his own two
children (twins) and his French wife.
New York Life Insurance Company is the boss of Mafia in this life
insurance fraud cases. They let their bottom line, their agent Lim,
doing dirty business until their bottom line gets cut by authority.
And when they get cut, the boss of Mafia, the New York Life Insurance
Company, going to finished, either kill or make disappeared forever,
who ever is in their way quietly without any evidence just like they
did with me, my RICO lawsuit. In addition, Mafia, sometimes, they work
with government secretly to make it go away behind the wall.
Therefore, who knows New York Life Insurance did on my case the same
way how the Mafia did.
Movie, The Godfather: Yes, Don Barzini....he's too modest. He had all
the judges and politicians in his pocket. He refused to share them.....
R: Racketeer
I: Influenced
C: Corrupt
O: Organizations
*** this RICO claim was arise from the darkest side of the human
spirit of the New York Life Insurance Company and their agent Lim's
greediness'.
*** one day, one lawyer told me that the Virginia state is pro favor
to the insurance company; therefore, most of victims, the insured,
cases are vanished easily, probably, legally but only the lawyers and
the governments making monies.
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