Home Insurance - Some Ways Your Location Affects Your Rates
1. If you buy a home in a town that has just a volunteer fire service,
you'll pay higher rates than for a neighborhood that has a full-time
fire service. Know that your premiums will be further influenced by
the distance of your home from a fire station, firefighting equipment
or hydrant. Individuals who reside nearest to firefighters or fire
fighting facilities attract cheaper rates all other things being
equal.
(continued at
http://house-insurance-site.blogspot.com/2007/10/home-insurance-some-ways-your-location.html
)
